Bankruptcy
Law office located
in EL
Cajon, California
Free Parking- Close to two major freeways
Chapter 7, Chapter 13 Consumer and Business Bankruptcy
We are a debt relief agency. We help people file for relief under the
Bankruptcy Code.
The
Law Office of David A. Casey provides personal service to clients who
need debt relief with professional legal representation. Your money
problems are not going to go away on their own. Filing for Bankruptcy is a major
and important decision. Many times filing
bankruptcy will help improve your credit rating and ability to get
credit. This office is NOT a bankruptcy "mill". It is a professional law office that
provides one on one time to deal with your money issues. You are
not treated like a number and you get the time necessary to ensure that the bankruptcy
process
works effectively for you and in a timely manner. You will be advised and provided
guidance at every step in the bankruptcy process.
Let the Bankruptcy Laws Work For You!
Attorney Casey's philosophy is to treat every client with respect as we
would expect to be treated if there was a change of events that affected
our lives. The purpose of bankruptcy is to seek relief from your
financial hardship, stop foreclosures, and put a stop to
unreasonable creditors pursuant to the bankruptcy laws.
In the last year, bankruptcy filings have increased 30% and in many areas even
more.
The primary reason for filing personal bankruptcy is an unforeseen financial down
turn, loss of savings and unable to borrow funds at a reasonable rate. Greedy
credit card companies have raised their rates and fees and no longer want to
work with you. You may have experienced a loss of income, or may have
unexpected medical expenses, and just experiencing a rough time in your life.
With excessive debt and not enough cash to go around, you need help!
David Casey, Attorney
365 Broadway, Suite 203
El Cajon, California
(619) 447-6780
(Note: This web site is for general
information on bankruptcy - there is no inference that the Law Office of David Casey
represents you in any way until a retainer and fee agreement is signed by you
and attorney). Any documents drafted without
coming into the law office or via the internet is considered in "Pro Per" and
is solely based on your representation of the information you provide. Attorney Casey
has been practicing Family
Law since 1989 and has assisted individuals, couples and businesses with their
their legal needs.
Let the Bankruptcy Laws Work For You!
Creditors Can Be Stopped! Call immediately!
Call For Debt Relief Today!
We are a debt relief agency. We help people file for relief under the
Bankruptcy Code.
Over
the past few years, bankruptcy filings in the United States have
increased nearly thirty percent. Unfortunately, with the
down turn in the economy, there are more filings for relief every
day. Despite changes to bankruptcy laws, bankruptcy still remains a
useful tool for preserving assets while eliminating bad debts. Our
Bankruptcy clients understand that just like trusts or other estate planning
tools, bankruptcy is a legal right that is available to help you.
Bankruptcy may be the most powerful way to protect your family’s financial
health and to STOP CREDITORS
harassing you and your family. Too many lives and especially marriages
are hurt due to unresolved financial matters. The Law Office of
David A. Casey wants to help you and your family eliminate overwhelming
financial stress and enable you to get the fresh start you need in order to
flourish and to enjoy life again. Depending on your situation, a Chapter 7
or Chapter 13 bankruptcy filing may bring the relief you have been seeking.
Let the Bankruptcy laws work for you!
Stop Creditor's
calls through Bankruptcy!
Stop or Delay Foreclosures!
Chapter 13
and
Chapter 7
Bankruptcy can get
you a fresh start and
relieve the stress of your financial problems.
Call today for a Free Phone Consultation! 619 447-6780
YOU ARE NOT ALONE IN FILING BANKRUPTCY
More debtors had to file bankruptcy in the wake of
unemployment, large medical bills and the overall problems with the economy.
►Consumer bankruptcy filings
are on the rise. There were 266,767 bankruptcy filings in the second quarter of 2008
as compared to 236,891 filings in the first quarter of 2008. The 2009
the Bankruptcy rate will be much higher.
►It was estimated that in 2008 there were more
than 1.1 million consumers who sought the protection of the Bankruptcy
courts. Chapter 7 accounted for 64.37% percent. Chapter 7 and 13
will be even higher this year.
Consumer Bankruptcy Attorney in EL
Cajon, California
We are a debt relief agency. We help people file for relief under the
Bankruptcy Code.
Buying a home or getting a
new credit card after bankruptcy?
YOU MAY HAVE HEARD HORROR STORIES
FROM CREDITORS that if you file bankruptcy you will not be able to get
credit or you will not be able to buy a home.
The credit card companies or home loan lenders must
determine whether or not to lend to a person after filing bankruptcy.
What the banks consider when determining your risk factor is your current
status. As for a home, the most important factor that they will consider is
your current debt to income ratio, in other words, how much outstanding debt
you have relative to your income coming in. If you are thinking about
bankruptcy most likely you have a very high amount of outstanding loans or high
credit card consumer
accounts and probably would not qualify for a loan. They want to make sure
your mortgage payment is no greater than 30% of your gross monthly income. So
let’s put this in perspective, right now, calculate how much income compared
to your monthly debt payments.
After filing bankruptcy you have no outstanding debt
and cannot file for another eight years. In fact, you look like a much better
candidate for credit card companies after filing bankruptcy. You even have
the money to pay the credit card amount each month without any interest
charges.
Bankruptcy is a right granted
under the federal law to protect and to help people with serious financial
hardships.
No matter if your
bankruptcy needs are simple or very
complex, my office is here to assist you. The positive benefits of bankruptcy
laws can help. Bankruptcy is like taking some
medication for an infection. If you don't take it things will get worse.
You're welcome to contact other attorneys and to
find one that you are comfortable with. Don't just retain an
attorney on fees. Check what you are getting. Don't be another
number.
This web site is intended for general
information only and does make any inference that this constitutes a retainer
for my services or that I represent you.
This communication is an “Advertisement” as defined by the
California Rules of Professional Conduct and California Business and
Professions Code. No communication herein shall create an
attorney-client relationship unless a separate retainer agreement is
signed by an attorney and client. This material is for informational
purposes only and not intended to provide legal counsel or legal
advice to you.
The Bankruptcy and Family Law Office of David A Casey represents individuals and businesses seeking
Bankruptcy relief.
We are a debt relief agency. We help people file for relief under the
Bankruptcy Code.
Looking
for a Bankruptcy Lawyer without having to go downtown San Diego?
My office is located next to two major freeways in El Cajon. I'm only
minutes away from: La Mesa, Lemon Grove,
Lakeside, Alpine, Rancho San Diego, Santee, Spring Valley, Chula Vista.
My office also has an on-site pubic notary when needed.
Cities : San Diego
92019,
Santee 92071 92072 , El Cajon 92019 92020 92021 92022 , Lakeside 92040
La Mesa 91941 91942 91943 91944, Jamul 91935, Alpine 91901, Spring
Valley 91976 91977 91978 , Potrero 91963, Lemon Grove 91945, Campo 91906
, Bonita 91902, Mission Valley 92108, San Carlos 92119 92120 San
Diego 92109 - 92118,
La Jolla 92037 92038 92039
Pacific Beach,
Tierrasanta, Pt Loma, Kearny Mesa, University City, Mira Mesa, Ocean
Beach, Bonsal, Jacumba, Julian, Descanso, Vista, Chula Vista, Linda
Vista, Serra Mesa, Rancho Bernardo, National City, Clairemont. If you
don't see your city just give me a call. Call (619) 447-6780
Talk to a Bankruptcy Attorney, El Cajon, CA
FREE CONSULTATION
FREE CONSULTATION
With An Attorney
Area of Service :Alpine 91901
Bonita 91902 Chula Vista 91909-91915 - 91921 Coronado 92118, 92178 Del
Mar 92014 Dulzura 91917 El Cajon 92019-92020, 92021 92022 - 92090
Escondido 92025-92027 - 92029-92030 - 92033, 92046 Imperial Beach
91932-91933 Jacumba 91934 Jamul 91935 Julian 92030 La Jolla
92037-92039 - 92092-92093 La Mesa 91941 92942 92943 91944 Lakeside
92040 Lemon Grove 91945-91946 MCAS Miramar 92145 Oceanside 92049,
92051-92052 - 92054-92058 Pacific Beach 92109 Pala 92059 Pine Valley
91962 , 91990 Ramona 92065 Rancho Santa Fe
92067, 92091 San Diego (city) 92101-92124 - 92126-92140 - 92142, 92143
- 92145, 92147 - 92149, 92150 - 92152-92155 - 92158-92179 - 92182,
92184 - 92186, 92187 - 92190 - 92199 Santee 92071 - Spring Valley 91976 92977 91978 91979
We are a debt
relief agency. We help people file for relief under the Bankruptcy Code.